Payment Terms

In consideration for the use of smskiya.com's services, the user agrees and shall pay to smskiya.com a sum called a transaction fee or subscription fee (as appropriate) for messages delivered or partially delivered using any available delivery method, at the prescribed and applicable rate then in effect. smskiya.com may, from time to time, and at its own discretion, offer limited time "Free Trial" or similar type or different promotions during which period no transaction fees or reduced transaction fees may apply. Such promotions are intended for users to test the capabilities of the Service and/or for casual, personal use only. During such promotions, all provisions of this Agreement shall remain in full force and effect.

Payment shall be deemed to have been made, as soon as the fee is available in smskiya.com's bank account.

All fees are payable upfront. Upfront payment refers to payment that is made within a reasonable time so as to allow smskiya.com to add the SMS credits to your account.

All products have the following payment options available · Credit / Debit Card via on-line payment gateway  Cheque / Demand Draft / Cash deposit into our Bank Account .

Credit Card Payment :  If the User has elected to pay for the Service by credit card, and smskiya.com does not receive payment from the credit card issuer, the user agrees to pay all amounts due, immediately upon demand by smskiya.com. All amounts are pre-paid and the user agrees to the payment and to the Terms and Conditions of such payment whenever such payment is made. smsKiya.com reserves the right to give its agreement to other payment arrangements on a case-by-case basis. (Agreements with the credit card issuer govern use of the user's credit card, and the User must refer to that agreement to ascertain its rights and liabilities as a cardholder). The user is charged in US Dollars. The final purchase amount is the amount reflected on the Credit Card holder's statement.